Alloy and Midi are both Hormone Replacement providers who have started flooding my social media feeds. Like most companies that offer HRT as telemedicine, they have some similarities and many differences.
Does Join Midi or Winona Accept Insurance?
Midi is very upfront that visits are $250 and may be covered by PPO Insurance plans like, BlueCross, Aetna, Anthem, United Health Care, Cigna, health net, CareFirst, blue California and Allways Health Partners.
They recommend that if you are a prospective patient; to reach out to discuss if your insurance is accepted. They also indicate that follow up visits will range from $120 to $250, again these may be covered by your insurance. Whether you have met your deductible for the year and standard co-pays will impact your out-of-pocket costs for appointments and any prescribed medications.
Alloy doesn't accept insurance, so if this is route you decide to go, you'll be paying for meds it out of pocket. Alloy does charge a consult fee of $49.95 but doesn't require a 1:1 telehealth consult and doesn't ask for lab/blood work.
All communication is via email or text message. You never really "meet" with a doctor, but you do have full and open access to your HRT specialist to ask questions around treatment for as long as you are prescribed medications from My Alloy.
Once you make decision on product or products you want to purchase and provide payment they are sent directly to your home.
Both Alloy and Midi accept HSA Credit Cards.
Can they help me if I have had Breast Cancer?
Join Midi is very clear that they are prepared and able to help even if you have a breast cancer history or a family history of breast cancer.
Alloy doesn't mention breast cancer specifically as a specialty.
Which HRT products and formulations do Midi and Alloy offer?
Much like your doctor doesn't 'advertise' the meds they prescribe, neither does Midi. In my experience they offer the standard formulations of Hormone Replacement pills, patches and creams. The cost will be determined by your prescription insurance, so it's understandable why they are not able to disclose pricing per product. Again, expect the same experience as you would with a traditional doc. They prescribe, then you learn the out-of-pocket cost.
Alloy on the other hand, is able to list the HRT products they offer; they also provide the specific price for each. Due to the fact that they are asking you to pay out of pocket versus using prescription insurance, they can disclose individual product pricing.
Products Offered:
Estradiol Pill - $ 119.97/3 Month Supply
Evamist $ 209.97/3 Month Supply
Estradiol Gel $ 209.97/3 Month Supply
Estradiol Patch $ 224.97/3 Month Supply
Low-Dose Birth Control Pill $119.97/3 Month Supply
Paroxetine $104.97/3 Month Supply
Progesterone $0 with Estradiol (3 Month Supply)
Use Alloy Coupon Code "HORMONEHUB10" for $10.00 off your first order.
Neither Alloy nor Join Midi offer Testosterone as part of their Hormone Replacement Therapy. If you've done your research and want to add "T" to your HRT regimen, then check out Joi Women's Wellness.
How much does Midi and Alloy HRT Cost?
I have been a patient of Alloy and a patient of Midi so I have first-hand experience on what I found as I progressed through their Hormone Replacement Therapy process and through receiving my meds.
If you are looking at Midi, you'll first want to determine if they accept your insurance and if so, that's great. We've covered that the cost of initial visit is $250 and then $120-$250 for subsequent visits, again insurance may cover some or all of this. Sometimes, bloodwork is expected/needed. There are no costs of testing online, similar to what you'd expect from a traditional doctor's office, and they don't publish costs of services or products. From there, depending on what your insurance provider expects from you in the way of co-pays and deductibles, that will be the cost you can expect. I know, not very clear, but that's the way it works if you want to utilize your insurance.
If you want to see my full review and break-down of my out-of-pocket costs with Midi, go to this blog. When I average out four doc visits for a year, 12 months of patches and 12 months' worth of tablets. My out of pocket with Midi is $120 per month, using my prescription insurance.
Alloy does ask for an initial fee of $49 to get started, but no other on-going fees. Also, they don't require an in-person telehealth visit or bloodwork. All communication is done via their free patient portal or via email, no appointment needed. From their list of available products, most menopausal women will need an estrogen product and progesterone product. Alloy actual gives you the progesterone product for free when you purchase an estradiol patch, gel or tablet.
Is Alloy or Midi a better fit for you?
The bottom line is that if one, you want to use your insurance and/or two, you have had breast cancer or you are concerned because of family history, then I'd suggest you begin to research Midi to see if they accept your specific insurance. Be prepared to schedule time, via telehealth with a Midi Doctor for both your initial visit and any follow-up visits as needed.
However, if you don't have insurance or if you already know your insurance won't cover HRT, then Alloy is a great option. If your goal is to be prescribed bioidentical Hormone Replacement Therapy, with a simple process no subscription cost, no testing and you don't want to be bothered with setting time aside for a virtual doctor's visit, then Alloy is likely the best fit for you.
Personally, I have tried Alloy and was pleased with the service, the products and their follow up. I appreciate their transparency on their pricing for products and the fact that beyond purchasing 3-months' worth of product per order, there was no other commitment. Use Coupon code "HORMONEHUB10" for $10 off your first order!
See my YouTube video of my experience with Alloy Hormone Replacement.
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